Montrose >Finance & Financial Services >
Loans >C & F Finance Co
4660 S Laburnum Ave, Richmond, VA | Directions 2323137.524462 -77.354903
Be very careful, I just found out today that they CHARGED off my loan on my credit report and that loan was PAID IN FULL last year! I hate that fn company, they are the worst I have ever dealt with and if that Stacy sends me one more friend request on FB she's going to be seeing this persons fist in her face soon! I was late the first month when the military allotment didn't take effect but paid as soon as I learned. I have no idea how I got hooked up with them but everyone should run for the hills and don't sign into any agreement with them. I will be in contact with an attorney, the BBB, and hell even the damn state if I have to. Screwing my credit report for what paying off my loan on time!!! Up yours C and F!
Run and I mean far away from this business. I've only had my loan with them for 6 months. I have never had a late payment, yet they still call me every month for this, or to see when I'll be making my payment. I HAVE NEVER BEEN SO HARASSED! I HAVE YET TO MAKE EVEN A DAY LATE PAYMENT. What's even worse they sold my phone number to various marketing companies, so I may have to change my number to stop from being harassed. Their customer service is horrendous when you do call. I made a payment online once to ensure that the payment would be on time. I paid it 4 days before the due date, and they still called and told me that they manually process payments from the internet, and it can take an unspecified amount of time to process.....RUN RUN RUN
I can relate to everyone, this sight should have a negative star rating...they don't even deserve a poor star!!!!.....I was diagnosed with cancer, had a hard time paying bills period...tried to work things out with this company...what did they do, repoed my car at 4am...the day I told them I had treatments scheduled. Tried contacting them after the repo, they wont return calls or emails... For anyone who is reading, spread the word...don't let anyone get financing from this company!!!!!
THE WORST EVER - NO STARS, they Need a foot instead – Everything you guys are saying is true. I've been in this loan with these jacka**es since 2006. They have gone as far as contacting ppl on my friends list on Facebook. People I haven't seen in 30 yrs and know nothing about, got inboxes from them. They called my job to the point my boss told me if they didn't stop, they would let me go. I have 2 payments left and I'm done or at least I thought. I called today to get a payoff amount, they say I still owe 4K??? How the hell is that I've make all the payments accept 2, march and april of "this year". What the hell? The straw that broke the camels back... I've been at my new address less than 1 year. I keep to myself and don't know my neighbors other than saying "hi. Well yesterday, I came home and my neighbor says she got a call from C&F asking for me and asking her to put a note on my door??? WTF? I apologized to her for that. When she asked him how he got her number, he said he looked it up on the internet. There has to be a violation of some law here.
Worst Company and Customer Service Ever! – I didn't want to give the one star even - worse than 0!!
I actually was two days late on my car payment and I called them and said I wanted to make my car payment on Friday when I got paid.
The girl that I spoke with was the rudest, most abusive person I have ever spoke with and told me they could come repo my car right then and there and that I had to pay my car payment on time every month.
I told her I had always made my payments on time, this was the first time I had ever been late and I was calling them to make a payment.
After a bit more threats of repo she finally told me that she could take the payment.
Right now I am looking to refinance through another company.
Company is Ripoff artest – I too recently fell on hard times with this company. I was a victim of a lost debit card/credit card and didn't know I had lost it. When I did found out my bank account had been cleaned. When I called C&F to let them know what happened and I was having to on the bank to clear this matter up. I get told well are you making a payment or not. Told her wait what I just told you someone had cleaned my account out and my payment will be late. She hung up on me but before she did she tells me well I am putting in the papers for reposession. Now these people are unsimpathetic and have no moral character. Finally told her keep pushing me and I will hire an attorney and I won't be owing anything on this car. You people are violating federal law and everything else u do by herrassing your customers. So do whatever you have too and you will be talking to my attorney. I finally hung up on her.
If a dealer tells you they got you financed through them tell them thanks but no thanks. Rating for this company is 0
PREDITORS – I was taught as a child to be kind and respectful to everyone......that was how I attempted to speak with these VULTURES! Harrassment is putting in kindly. The treatment you receive is more like that of a loan shark threatening to break your knee caps if you don't come up with the impossible. Think I'd rather be indebted to "Nicky Knuckles" than deal with these ignorant fools. They say after 10 days late that they can come and take your vehicle.
PLEASE, PLEASE, PLEASE DON'T LET THESE BOTTOM FEEDERS INTO YOUR POCKETBOOK!!!!
jerks – i was doing good paying my car note for a year and a half then i had in acident i lost my left thumb so it put me out of work. When i got back to work. the work got slow and everyone knows unenployment tdont pay that good so i got behind in my payment. they keep calling me every day i got mad i told them come get the car I relly do want the car but they dont want to work with me on it now xmas is just 2 week away and i dont know what to do i hope they are reading this so they know what i planning to do its called bankruptcy
THE WORST EVER!!!!!!!!!!!!!! – I have been sitting here reading all the reviews about this company and I agree with you all. I did not know this company was like this. They are theives!!!! I'm usually 3-5 days late and there is fees attached each day you're late. That is so Ridiculous! I even have tried to ask can the payment be added to the end of the loan and was told No! Why because this is not that type of loan. Well, what kind of loan is it? It's a simple interest loan. Oh so my thoughts are I need to get out of this f---- car, because I also found out that all the money I have paid over 18-20 months it has been paid toward the interest and not on the car. Got to get out of it or they can have it back because I will never pay the car off. When anyone sees this company RUN FAST as hell!!!!
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