9550 Regency Square Blvd Ste 602, Jacksonville, FL | Directions 3222530.325625 -81.551223
Neighborhoods: Regency, Greater Arlington
On January 9, 2007 I got a call from Central Credit Services. The woman told me I had a debt with a credit card. I have never had a credit card in my life. Anyway she told me that they were going to take a bank transfer out of my checking account on January 31, 2007. She said she had the routing number and checking account number from my bank. I said that there would not be any money in my account on that day. The lady said too bad. I said I am not going to authorize a transfer on that day. She said doesn't matter we are going to do it anyway. I got a notice on January 19, 2007 that they were going to remove the money from my account and that I had authorized it. I went to my Union Bank local office on University Avenue. I told the manager what was happening. I told the manager at the time that I did not authorze this transfer. He told me not to worry he would make sure that it would not happen. However on the morning of January 31, 2007 I check my bank on line and saw that I was over dran by $450.00. the next day, the first, I saw that my rent check bounced and the cable check and about 18 check I had wrote to the corner store all bounced and each produced a service over draft charge of $42.00 need less to say I spent the next month pennyless. I was evicted on February 28, 2007. Me and my husband were forced to live homeless for seven months.
Rude, uneducated people – I got a call from these people the other day, I was threaten, they pulled up my personal information on my credit report, my credit card history, and told me I could not work out a payment with them because they would not accept what I had to offer. Every time I asked a question the lady ask me was i stupid and the conversation ended in me cursing her out everyone who works here is rude and disrespectful they say anything they can to try to get you to pay them, but you can not even talk to someone with common sense the lady told me she was in school and had debt but she pays her bills unlike me, yet she works for a collectors agency looks like her degree didn't work out to well. I am done talking to these people they need to be shut down, I am going around them and I will have them reported.
don't pay them – You don't have to pay them. They purchase settled/written off accounts. The companies have already taken the loss on these accounts. CCS and companies like them typically pay .01 to .02 per dollar of what was owed on the written off account and try and collect the whole amount. Then they make you feel like their doing you a favor if you settle for half or more. You won't improve your credit paying them. The original company has already written it off and reported it to the collection agency.
COO-COO – the collection person is so un-educated he must think of his job as if everyone he comes in contact lacks any smarts also. He calls my home constantly and he feels that I should not answer my phone he called me coo coo now let's see if I'm so coo coo when I sue your stupid company.
MamaM – My mother received a letter from these people that was addressed to my brother which is in jail and she opened it. I called to tell them that he was in jail and the man that talked to me was very rude and threatening because the letter was opened. He then began to tell me about how wrong it was to open other people's mail without their knowledge. I figured that I was doing them a favor by letting them know that they cannot get any money from him right now and to stop sending letters and calling. I was told to send the letter back with a written explanation as to why the mail was opened by somebody other than the person that it was written to. I am not even going to send it back because he is to stupid to understand that he is not going to get paid right now because of where my brother is and we have no idea when he will be getting out. Instead of trying to find out when he will be getting out he was more concerned about the letter being opened. Maybe they will be stupid enough to send another one next month and instead of opening it my mother, who is 82 years old, can just throw it away. In the trash is where all of the people that work for this company should be.
wth is with this loser company – For the last 3 yrs they been calling my house trying to collect a debt for an old roommate that passed away a yr an half ago, both me an my other roommate have told these people this, an im sure if they had 1% of a functioning brain they could check this themselves and realize their collection from him just isn't gonna ever happen. But no they continue to call here for a dead guy, so were at wits end here considering that we are getting harassed by them daily and its not even one of us they are calling for.
Central Credit Services – If you are having problems with this company slam them and take them to court just like I did. Check out myfairdebt and it tells you what is legal for debt collector to do and what is not. I got 1,000 and so did my step dad from this company and my attorney got 5,000 in fees from them. These people are horrible!!! Stick it to them just like I did, it was so worth it and I did not have to pay any legal fees, the debt collector has to pay your legal fees. :) Good luck to all of you!!!
the worse service – Be very careful with this outfit--they could be trying to steal from you. they are purchasing satisfied accounts and are violating federal laws through lies
Unfair practices – This company needs to be stopped in how they treat people. I actually called numerous times on my lunch but of they were never available. They were rude, belittled me in every way possible and basically said I will nevery amount to anything...going so far as to suggest that I pay off my debt by putting it on another credit card!!! I am now exploring every option on how to deal with them. He ended the call by stating that he would be contacting my employer in the very near future for wage garnishment and litigation which I believe there are limitations to garnishment in PA. Help!!!
WORSE COMPANY EVER!! – We have an acct with this company which we had no knowledge of until 6 months ago. Since then we have set up an agreement with them one month of missing payments they continued harrassing us @ work and @ home. Bernard Dickinson is who were working with he has screamed at us, belittled us as well as made cocky comments about our finances. These people need to be SHUT DOWN I'd like to workwith another company. I hope that suit against them is passed. if anyone can help us in finding ways out of this let us know.
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